NEXOS + Plaid
Connect your bank. NEXOS reconciles every invoice against what actually left the account — Verified Paid, not just invoiced. Month-end close becomes audit-ready without a separate reconciliation pass.
What Plaid unlocks
Verified Paid state per invoice
Every invoice in NEXOS gets a reconciliation state: unmatched, matched, or Verified Paid. Matching is automatic based on amount + date + vendor name similarity. Click any invoice to see which bank transaction confirmed the payment.
Multi-account support
Connect operating, payroll, and credit-card accounts under one Plaid link. Each bank account can be tagged to a specific store so reconciliation respects your chart of accounts.
Daily transaction sync
Plaid webhooks fire when new transactions land — NEXOS pulls them, runs vendor-name matching, and attaches to the matching invoice or receipt automatically.
Read-only access
Plaid credentials never touch NEXOS servers. We hold a short-lived access token that only grants read access to transactions. No ability to move money, no OFAC exposure, no underwriting needed.
How reconciliation works
Four matching passes run in order, from strictest to fuzziest. Whichever matches first wins.
Exact match
Amount + vendor normalized name + date within 3 days. Confidence 99%+.
Reference-based match
Invoice number appears in the transaction memo. Works for check payments and ACH with memo field.
Vendor + amount match
Vendor name similarity above 85% + exact amount, date within 7 days. Confidence 85–95%.
Fuzzy match flagged for review
Vendor + amount within ±$5 but date drift up to 14 days. Flagged for manual confirmation — never auto-marks as paid.
Close your books in hours, not weeks
Plaid integration is included on Business and above. Connect in the Integrations page — takes about 60 seconds via Plaid Link.
Get started