Side-by-side comparison
NEXOS vs Ramp
Ramp is a corporate card platform. NEXOS is a multi-location back-office platform. They solve different problems. Here's the honest breakdown of which tool fits which operator.
When each tool is right
NEXOS is the right choice when
- You operate physical locations — restaurants, stores, job sites, clinics.
- Your spend is dominated by vendor invoices (Sysco, RNDC, Home Depot) with ACH / check payment.
- You need per-line-item COGS + True P&L per location.
- You have a POS system (Square, Clover, Revel).
- Your bookkeeping goes through QuickBooks or Xero.
Ramp is the right choice when
- You're a knowledge-work company — software, agencies, professional services.
- Most spend is on corporate credit cards (SaaS, travel, ads).
- You want to replace your current card program with cashback + integrated expense.
- You don't have a POS or multi-location operational reporting need.
Feature comparison
Core Use Case
Designed for
NEXOS: Multi-location operators — restaurants, retail, hospitality, multi-site back-office
Ramp: Corporate spend cards + AP automation for knowledge-work teams
Primary document type
NEXOS: Vendor invoices (food, liquor, supplies) + receipts + expense reports
Ramp: Credit-card receipts + bill pay
Mobile scanning
NEXOS: Native iOS + Android with offline mode, GPS mileage, biometric unlock
Ramp: Receipt photo via web/app
Extraction + Categorization
Line-item categorization
NEXOS: CostIQ — 19 categories per line item across any vendor
Ramp: Card-transaction level only
Multi-vendor PDF auto-split
NEXOS: Yes
Ramp: No
Vendor price tracking per SKU
NEXOS: Yes — across any invoice source
Ramp: No
POS + Real P&L
POS integration (Square/Clover/Revel)
NEXOS: Native sync every 6h with location mapping
Ramp: Not offered
True P&L with COGS + Labor
NEXOS: Native Professional-tier sheet
Ramp: Not offered
Prime Cost tracking
NEXOS: Real-time per store
Ramp: No
Scheduling & Workforce
Employee scheduling
NEXOS: Full builder + Sam-drafted schedules from POS sales (Business tier, $179/loc)
Ramp: Not offered
Time clock
NEXOS: Mobile GPS clock in/out, auto-linked to scheduled shift
Ramp: Not offered
Labor reporting (vs POS sales)
NEXOS: Scheduled vs actual hours, OT alerts, Excel export
Ramp: Not offered
Business Model + Pricing
Pricing model
NEXOS: $59–$179 per location per month (SaaS)
Ramp: Free platform + interchange revenue from card spend
Requires switching your payment rail?
NEXOS: No — works with your existing bank + cards
Ramp: Yes — they issue the cards
Vendor-neutral
NEXOS: Yes — scan any invoice from any vendor
Ramp: Optimized for card transactions they process
Different tools, different jobs — both can coexist. Many NEXOS customers also run Ramp for their corporate card spend.